Tools for investors.
Free, no account required. Model your numbers, stress-test your assumptions, and understand what different paths actually look like over time.
Know Your Numbers
Enter your KiwiSaver balance, income, and contribution rate. See what you're tracking toward — compared against what a comfortable lifestyle actually costs, according to Massey University research.
Mortgage-Free Date
Enter your current balance, rate, and repayment. See your mortgage-free date — and what happens if you put a little more toward it each month.
Investment Modelling
Model your total wealth across multiple asset classes — KiwiSaver, existing property, investment property, shares, and other investments — projected to retirement on a single chart.
Property Analyser
Full investment property analysis: rental yield, cash flow, tax treatment, IRR, and a year-by-year breakdown. Built for New Zealand residential property.
The Evidence
The Massey University research, the NZ Super figures, the Sorted calculator — cited and explained in plain English. For anyone who wants the full picture before they act.